⚠️ Important: SehatJK.in is a
private doctor-discovery platform. We are NOT the government JK SEHAT portal. For official Golden Card services visit
jkpmjaysehat.co.in or call the government helpline
14555. This page is a free guide for J&K residents.
What is AB PM-JAY SEHAT?
SEHAT (Social, Endeavour for Health and Telemedicine) was launched in December 2020 as an extension of Ayushman Bharat PM-JAY for Jammu & Kashmir. It gives every family in J&K — regardless of income — free, cashless treatment worth up to ₹5 lakh per family per year at empanelled hospitals anywhere in India. Around 1,500+ medical procedures are covered including heart surgery, cancer treatment and dialysis.
How to get your Golden Card (free)
Step 1: Go to your nearest
Common Service Centre (CSC) — every block in J&K has one.
Step 2: Carry your
Aadhaar card and
ration card.
Step 3: The operator verifies your details and generates your Golden Card —
completely free.
Step 4: Collect a card for every family member.
📞 Helpline:
14555 · 🌐 Official portal:
jkpmjaysehat.co.in
Using the card at private hospitals
Empanelled private hospitals in Srinagar, Jammu and other districts accept the Golden Card for covered procedures. Always confirm before admission: (1) the hospital is currently empanelled, and (2) your treatment is covered. The hospital's Ayushman Mitra desk can check this instantly.
Need a doctor consultation first?
The SEHAT card covers hospital procedures — but for everyday OPD consultations you choose your own doctor. SehatJK helps you find verified private doctors across all 20 districts of J&K, compare fees and connect on WhatsApp.
🔍 Find Doctors Near You — Free
Frequently Asked Questions
What is the JK SEHAT scheme?AB PM-JAY SEHAT is a government health scheme launched in December 2020 that gives ALL residents of Jammu & Kashmir free cashless treatment up to ₹5 lakh per family per year at empanelled hospitals across India.
Who is eligible for the SEHAT Golden Card?Every family residing in Jammu & Kashmir is eligible — there is no income limit.
How do I make my Golden Card?Visit your nearest Common Service Centre (CSC) with your Aadhaar card and ration card. Card generation is free. You can also call helpline 14555.
Is the Golden Card registration free?Yes, completely free at Common Service Centres. Beware of anyone charging money for it.
Which hospitals accept the SEHAT card?All empanelled government and private hospitals in J&K and across India. Always confirm empanelment with the hospital before admission.
What is the official JK SEHAT website?The official portal is jkpmjaysehat.co.in and the national portal is pmjay.gov.in. SehatJK.in is a private platform, NOT the government portal.